1. Earn
Each approved merchant chooses and funds its reward offer. Only completed eligible purchases earn points; taxes, fees, refunded purchases and duplicate receipts are excluded.
For independent businesses and network partners
Everyday loyalty.
Real gold potential.
Earn Gold Miles at participating businesses. Combine rewards in one U Access account and request conversion into real gold held through the Gold Trust’s verified custody process.
Join as a customer Bring Gold Miles to your business →
Shop. Accumulate. Allocate.
2. Combine
Rewards from all participating businesses accumulate in your U Access Gold Miles account. Existing funded earning rules apply across the program.
3. Redeem into gold
100 Gold Miles = CAD 1 in reward credit. From 10,000 available miles (CAD 100), request a gold allocation. The fine-gold quantity follows the current allocation price.
Gold Miles are loyalty credits until redemption is completed. Only a verified custody receipt and allocation record confirm real gold holdings. Physical gold delivery can be requested after allocation; custodian minimums, availability, address verification and an accepted delivery quote apply.
Open my rewards and gold holdingsAn open partner network
Your customers. Your offer. A shared rewards account.
Independent shops, restaurants, travel businesses and service providers can apply. Keep your own brand and choose your reward rate; fund the rewards before they are issued. Customers earn across approved partners rather than maintaining a separate points balance at every business.
Apply / open merchant portal Download partner guideMerchant onboarding
Create a business account, confirm your country, apply for participation, and complete review before the offer is enabled.
Funded offers
DMC verifies reward funding and activates the agreed rate. Earning pauses when the funded budget cannot cover a reward.
Receipt-based participation
Approved businesses can submit eligible purchases for review through the portal, including purchases paid outside the U Access token system. Direct point-of-sale integrations require a separate connection.
One card family, shared loyalty.
Regular members can accumulate rewards and apply for gold savings. Gold adds a named asset-backed membership card. Diamond UXS is the premium corporate tier for verified investments from CAD 10,000. Gold and Diamond cards show name, approved credentials and expiry.
Compare Regular, Gold and Diamond UXSProgram terms
UXS-PARTNER-2026-10-V1. Participation is subject to approval, verified identity, country availability and funded offers. Merchant reward rates and eligible purchases must be disclosed before purchase. No points are issued for unverified or duplicate purchases. One purchase must not receive both a token-payment reward and a second portal award. Redemption reserves miles; cancellation restores eligible pending miles once. Custody allocation completes the conversion and cannot also be spent as points.
Rewards are not a fixed weight of gold before allocation. Gold prices can rise or fall. No interest, dividends or guaranteed investment returns are included. The program does not automatically exchange points from unrelated loyalty schemes. Physical fulfillment is handled separately after custody verification.