Membership · loyalty · restaurant & supplier sponsors
Everyday access.
Rewards toward real gold.

Meet the U Access family
Regular for everyday token use. Gold for verified gold-linked membership above CAD 100 paid in full. Diamond UXS for premium corporate membership with verified investments from CAD 10,000. Gold and Diamond cards carry holder name, credentials and expiry.
Explore cards and network benefitsGold Miles for your business
Restaurants, suppliers and independent businesses can apply to offer funded Gold Miles under their own brand. Customers accumulate rewards across participating partners and request real-gold allocation through the Gold Trust custody format.
100 Gold Miles = CAD 1 reward credit. Gold redemption applications start at 10,000 miles (CAD 100). Custody allocation confirms gold holdings; physical delivery requires separate fulfillment review.
Explore Gold Miles Apply as a restaurant, supplier or sponsorPromotional sponsor services
DMC combines merchant reward offers, co-branded membership promotions, restaurant and venue campaigns, supplier participation and reconciliation support. Reward rates and sponsor contributions are agreed individually; no standard sponsor fee is added by this page.
Download business participation guideCampaign copy
“Your everyday spending can build rewards toward real gold. Discover U Access Regular, Gold and Diamond UXS cards—and Gold Miles from participating businesses. Restaurants, suppliers and sponsors: bring a shared gold-loyalty program to your customers. Approval, funded offers and verified custody allocation apply.”